There are two plans available for all mutual fund schemes which are:

1. Regular plan also known as broker plan and,
2. Direct Plan.

In regular plans, we get commission hence expenses for regular plans are higher than Direct plans where no commission is involved for intermediaries. Because of this, investor's end returns from regular plans are also little lower compared to the returns from direct plans.

No upfront commission is paid to us. We get only trail commission. That means if a person does a Rs. 10,000/- p.m. SIP through us in an equity scheme where we get 1% p.a. commission then our earning from this in the 1st month is just Rs. 100/12 = Rs. 8.33.

Similarly, if one invests lumpsum Rs. 1 lakh in the same scheme, our earning in the 1st month is just Rs. 1000/12 = Rs.83.33.

The rate of commission varies widely. We get commission exclusive of GST and all other Govt levies as mentioned below.

1. Equity schemes: Ranging from 0.40% p.a. to 1.4% p.a
2. Arbitrage schemes: Ranging from 0.40% to 0.70% p.a.,
3. Hybrid schemes: 0.40% to 1.00% p.a.
4. Credit risk funds: 0.50% to 1.00% p.a.
5. Higher duration debt funds: 0.60% to 0.9% p.a.
6. Ultra-short term & Short-term plans: 0.20% to 0.60% p.a.
7. Overnight and Liquid funds: 0.02% to 0.08% p.a.
8. Passive funds (Index Funds): 0.20% to 0.60% p.a.
9. Fund of Funds including Passive FOF: 0.40% to 0.90%
10. Equity SIF schemes: 0.6% to 1.5% p.a.
11. Hybrid SIF schemes: 0.3% to 0.100%

From the commission earning we have to incur various expenses such as Expenses for client servicing, Annual subscription for software, mobile application, & website, salary to staffs, conveyance expenses like car hire, taxi, bus, auto Metro fare and various office expenses like printing and stationery, xerox, computer AMCs, Electricity, Telephone etc Repair and maintenance of office equipment and air conditioners, etc and establishment expenses including office rent, trade license, profession tax etc.

After incurring such expenses for running a business, we pay due income tax and thereafter what is left is our personal remuneration.

We hereby declare that we do not charge any kind of separate fees or collect any kind of transaction charges from any of our client.

We do not offer any kind of cash back or return of part of the commission to any investor and abstain ourselves from attracting investors through temptation of rebate/gifts etc.